Author: Alex Shairp


  • What happens to my pension at 55?

    Turning 55 is one of the most significant milestones in your financial life. Not because anything changes automatically, but because something important becomes possible for the first time. For most people, 55 is the age at which you gain access to your pension savings for the first time. What you do with that access, and…

  • State Pension 2026: What You Need to Know

    If you are approaching retirement, the State Pension 2026 is likely to form one of the most dependable foundations of your income. It is guaranteed by the government, it rises every year under the triple lock, and — unlike most investment returns — it is not subject to market risk. But the rules around it…

  • Common Retirement Planning Mistakes to Avoid

    Most retirement planning mistakes aren’t dramatic — they’re quiet, gradual, and easily missed. This guide covers five of the most common errors people make in the run-up to retirement, with practical examples and straightforward next steps for each

  • How much do I need to retire comfortably?

    It’s the question on almost every pre-retiree’s mind — but the answer is more personal than most people expect. In this guide, we walk through the key numbers, from State Pension entitlement to the 25 times rule, so you can build a realistic picture of where you stand and what to do next.